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Exec: More young advisors choosing to go independent

More young financial advisors are moving away from big wirehouses and toward independence with their own firms, says Pam Stross, CEO of TruClarity Wealth Advisors. Among the reasons she cites for this trend are a desire for personalization and increased use of technology. Financial Advisor online

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Whole life among ways to replace stretch IRAs

One of the options to get around the Setting Every Community Up for Retirement Enhancement Act’s elimination of stretch IRAs is to buy a whole life insurance policy with required distributions, according to Steve Gibbs of Insurance and Estates. This strategy “allows for a great deal of flexibility because permanent…

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IUL, hybrid policies among top life insurance stories of 2019

InsuranceNewsNet Senior Editor John Hilton reviews the top life insurance stories of 2019. Among them were the debate over universal life insurance and the increase in sales of long-term care hybrid products. InsuranceNewsNet Magazine online

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Insurance industry predictions for 2020

Analysts, ratings agencies and others offer predictions for the insurance industry in 2020. Among them are that low interest rates will continue to be a problem for life insurance and annuity companies and that the health insurance market should remain stable. ThinkAdvisor

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Why buying life insurance in your 20s may be a good decision

People who bought life insurance policies in their 20s explain why they are glad they did. Several mentioned the peace of mind it provides, while one pointed out that he avoided higher premiums based on risk factors that showed up later in life. Business Insider

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Exec: September a perfect time to broach life coverage with clients

With September being Life Insurance Awareness Month, it’s a good time for agents and brokers to check with clients to see if they have the coverage they need, writes Aflac executive Wendy Herndon. She recommends three ways to broach the subject. ThinkAdvisor

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AALU, GAMA International to merge by June 2020

The Association for Advanced Life Underwriting and GAMA International have announced plans to merge into one organization by June 2020 and adopt a new name. Commenting on the merger, NAIFA CEO Kevin Mayeux said, “NAIFA welcomes opportunities to continue working with all other groups sharing common interests on behalf of…

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Exec: Be cautious when promoting accelerated underwriting

Life insurance agents need to make sure they promote accelerated underwriting without overselling it, writes Ray Caucci, CEO of Vantis Life. To do that, he suggests agents only prescreen applicants likely to qualify, set reasonable expectations and carefully choose their words. InsuranceNewsNet Magazine online

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Index: Life insurance applications up 3.3% in June

Life insurance applications rose 3.3% in June compared with a year ago, boosting second-quarter performance to 1.5% and offsetting a 1% decline in the first quarter, according to the MIB Life Index. The index shows growth being driven predominately by older applicants. ThinkAdvisor

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Commentary: Let adult children insure parents’ lives

Making it easier for adult children to take out life insurance policies on their parents could help them recoup money spent on caregiving, writes Life Benefits founder Tomas McFie. Creating a policy for this purpose would be profitable for insurers and help prevent financial hardship for people caring for elderly…

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