Author: brokerscentral, 2016-07-11

Hybrid long-term care contracts using annuities gain industry support

Innovative approaches to providing long-term care involving annuities, life insurance and other savings products are gaining industry acceptance, said Teresa Miller, Pennsylvania insurance commissioner and chairman of a National Association of Insurance Commissioners committee looking into long-term care insurance. "If we break down some barriers to allow for more innovation,…

Author: Nicole Anderson, 2016-07-08

Is Premium Finance a Good Fit for Your Insurance Clients?

If premium finance is something you’ve never considered in the past, now is the time – particularly if you can answer “yes” to any of the following questions: Do you have clients who are business owners? Are they between the ages of 40 and 65? Do they have a net…

Author: brokerscentral, 2016-07-07

Commentary: Advisers help clients see the retirement big picture

Eighty percent of older Americans are financially illiterate when it comes to retirement planning, a study by The American College showed. It is therefore critical for financial advisers to help their clients look out for common retirement blind spots, writes Philip Caminiti of New York Life. InvestmentNews (7/5)

Author: brokerscentral,

Saving falls short among women and minorities, report says

Women and minorities are saving too little for retirement, according to a Financial Services Roundtable report. Lower-wage or part-time work often is why women and minorities face a shortfall in saving, while millennials are focused on paying off debt, the report says. BenefitsPro.com (7/5)

Author: brokerscentral,

Fiduciary rule leads to offerings of new fee-based variable annuities

The arrival of new fee-based variable annuities smooths the path for the sale of VAs under the Labor Department's fiduciary rule by simplifying compliance, write Robert Bloink and William Byrnes. "The DOL fiduciary rule has provided an impetus for change in much of the financial planning world — and the…

Author: brokerscentral, 2016-07-05

Expert: Half of US working population failed by today’s retirement policies

Half of America's workers aren't getting any help with saving for retirement under the current programs intended to assist employees, but if workers and their employers are willing to make some sacrifices, the problem can be solved, said James Lockhart, co-chair of the Bipartisan Policy Center's Commission on Retirement Security…

Hybrid long-term care contracts using annuities gain industry support

Is Premium Finance a Good Fit for Your Insurance Clients?

Commentary: Advisers help clients see the retirement big picture

Saving falls short among women and minorities, report says

Fiduciary rule leads to offerings of new fee-based variable annuities

Expert: Half of US working population failed by today’s retirement policies

Signup to our Newsletter