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Website shows most, least expensive states for LTC

A website created by Lincoln Financial Group shows which states have the highest and lowest costs for long-term care. The national average for long-term care ranges from $2,860 per month to $14,386, depending on the setting and level of care needed. BenefitsPro.com

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MetLife Individual Disability Insurance Suspension of Business September 1, 2016

# Why this is important to you and your clients While MetLife is going through a host of changes as part of their reorganization, the MetLife Individual Disability Insurance product is one of the most competitive contracts in the marketplace now. The $7,500 monthly benefit is the highest monthly benefit available on a Simplified Issue…

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Group: Life insurance, annuities gain steam as LTC funding sources

Stand-alone long-term-care insurance policies are becoming more expensive, and many consumers are turning to other ways to pay for the care. Life insurance, annuities and short-term-care policies are among the alternatives becoming more popular, says Jesse Slome of the National Advisory Center for Short-Term Care Information. Financial Advisor online

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Special Message from Yoel Y Bodek on the Growing Brokers Central Team

Brokers Central Announces Expansion Expanded Team Supports Insurance Advisors and Financial Pros in Annuity, Life, DI and LTCi Sales MONTEBELLO, NY – April 20, 2016 – Managing Agency, Brokers Central announced today the appointment of three new positions, supporting its effort to provide premier life, DI and LTC insurance broker services,…

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You Can’t Win ’em All

How many times have you said,“Oh, well. You can’t win ‘em all”? It may be true that you won’t win all the sales opportunities you pursue, but that doesn’t mean that you can’t win them all. In the context of the saying, “can’t” is a destructive word. It implies that…

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Jim Silbernagel to host bonus webinar on charitable planning strategies

Because we got so much feedback from Jim Silbernagel's January presentation on charitable planning strategies, NAIFA ClientCast is hosting a bonus webinar at 10 a.m. Central time on Wednesday, April 27. Jim will be joined by Neil Narveson, CPA, and they will discuss case studies and answer questions so that…

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Labor Department plans seminars explaining fiduciary rule

From May through August, the Labor Department's Employee Benefits Security Administration will conduct seminars on the fiduciary responsibility rule at five locations across the US. They will be held in Manchester, N.H.; Birmingham, Ala.; Milwaukee; Little Rock, Ark.; and Newark, N.J. PlanSponsor.com

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Partnership aims to speed up life insurance underwriting

Health testing company Force Diagnostics and health station provider higi have teamed up to make their processes available at pharmacies. The goal is to help life insurers and consumers get health-related information quickly and speed up the underwriting process. Chain Drug Review

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DOL Final Fiduciary Rule Imposes Best Interest Standard on Advisors Working with Retirement Savers

On April 6, the Department of Labor (DOL) released its final new fiduciary rule. Changes made in the final rule address several of the concerns expressed by NAIFA—we are appreciative of the degree to which DOL listened to NAIFA input and responded positively to it. Despite NAIFA’s influence, and the…

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An adviser checklist for tax returns

It's tax season and a good time for advisers to check client tax returns. Three advisers who are also certified public accountants offer nine suggestions that merit special attention. InvestmentNews

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