Many clients have discovered that no-refund deferred income annuities can more than double the payouts they will receive in retirement, write William Byrnes and Robert Bloink. Such annuities "can provide a powerful safety net," they add. ThinkAdvisor (2/1)
Nationwide Life & Annuity is implementing a 10-basis-point increase on certain riders for new variable-annuity products. Experts say such moves are an effort to improve variable-annuity sales, which they expect to drop by 6% to 7% this year. InsuranceNewsNet online (2/2)
A Bipartisan Policy Center report recommends increasing Medicaid long-term-care benefits, offering lower-cost long-term-care insurance plans with reduced benefits, and letting workers older than 45 use retirement savings to purchase long-term-care coverage without penalty. McKnight's Long-Term Care News (2/2)
When you hear the word “Viva” what comes to mind? Perhaps Rio’s Carnival or a Spanish bullfight? Those events are exciting to be sure – but they are special events that you might attend once a year. Here at Brokers Central, Viva 2016 is about living life to the fullest every…
Retirement savers have no control over market volatility, but "they can control planning decisions concerning taxes, withdrawal sequences and even strategies for claiming Social Security," writes Kate Stalter. U.S. News & World Report (2/1)
A growing market for retiring baby boomers means that selling Medicare supplements and Medicare Advantage products can be a good way for advisers to increase their business, writes Kim Magdalein of SeminarsForLess.com. Sales of such products can be worth the great deal of work they require, Magdalein writes. LifeHealthPro (2/1)
Legislative and actuarial changes, including gender-based rates, have helped guard long-term-care insurance policyholders against the need for drastic rate increases, writes Scott Boyd of The National Benefit Corp. LifeHealthPro (2/1)
Learn new ways to differentiate yourself from the competition. For this month's Power Session LIVE webinar, we invited three guests to share three tools to help you maximize your practice by being more efficient, effective and impactful. Register to join us Feb. 12 for Power Session LIVE by NAIFA ClientCast….
When looking to merge, financial-advisory firms should look to companies with which they are familiar, writes Jeffrey Powell of Polaris Greystone Financial Group. Powell recommends allotting plenty of time to work out the logistics and other issues surrounding a merger. The Wall Street Journal (tiered subscription model) (1/29)
Strategic alliances between advisers can often provide a steady source of revenue to both, writes David Port. "Strategic alliances come in all shapes and sizes," he writes. Some alliances are formal, and others are less so. LifeHealthPro (1/29)
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