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Developing a Powerful Sales Personality

Developing a Powerful Sales Personality By Brian Tracy Becoming excellent in closing sales is an inside job. It begins within you. In sales, your personality is more important than your product knowledge. It is more important than your sales skills. It is more important than the product or service that…

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Turning new clients into long-term clients

Turning new clients into long-term clients Advisers often overlook client onboarding as they turn to finding the next client, writes Ray Sclafani, CEO and founder of ClientWise. Investing time in client onboarding can lead to a richer bond with the client and a longer relationship, he writes. He provides five…

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Do you need disability insurance?

Do you need disability insurance? The health-care challenges that victims of the Boston bombings will face has brought the little-understood issue of disability insurance into the spotlight. marketwatch.com http://www.marketwatch.com/story/do-you-need-disability-insurance-2013-04-26  

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Commentary: Despite changes, LTCI guards assets and offers choice

Commentary: Despite changes, LTCI guards assets and offers choice Long-term-care insurance has undergone major changes in recent months as carriers have increased rates and tightened underwriting standards, writes Carol Einhorn of Arbor Group. Despite these changes, LTCI remains a cost-effective means of protecting assets, Einhorn writes. Many newer LTCI policies…

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Sen. Baucus’ retirement decision could bring action on tax revamp

Sen. Baucus’ retirement decision could bring action on tax revamp The decision by Sen. Max Baucus, D-Mont., chairman of the Senate Finance Committee, to retire at the end of his term could be key to implementing a comprehensive overhaul of the tax system. He has promised to devote his remaining…

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Insurance covers retirement contributions lost during disability

Insurance covers retirement contributions lost during disability Two new insurance products address the risk of lost contributions to 401(k) plans in the event of a disability. One product provides a lump-sum payment a year after the disability that is intended to replace the total contributions the employee would have made…

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MetLife introduces the Promise Whole Life (PWL) Select Portfolio

On April 29th, MetLife will introduce the Promise Whole Life (PWL) Select Portfolio in all states. The Select Series will feature three products with guaranteed limited payment durations. PWL Select 10 (ten pay) PWL Select 20 (twenty pay) PWL Select 65 (paid-up at age 65) The products are designed to…

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MedAmerica: Cease Sale of NYS Partnership Effective April 20, 2013

Please be advised that MedAmerica is ceasing sale of its Enhanced New York State Partnership product as of April 20, 2013. But don’t worry! Our popular New York State Partnership product will be back on the market soon! We have received approval on our updated product, which is scheduled for…

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Save Your Clients a Bundle on Term Life Insurance

Clients can receive substantial savings on their Trendsetter® term life insurance premium with the Advanced Premium Agreement from Transamerica Life Insurance Company, available on 10-, 15-, 20-, 25-, and 30-year durations.

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Genworth LTC: Underwriting changes and Related New Forms needed as of 4/15/13

Reminder: On April 15, 2013, expanded underwriting requirements will be applied to Genworth individual Long Term Care insurance products, including Privileged Choice®, Privileged Choice Flex®, Privileged Choice® Flex 2, Classic Select®, and New York Partnership Plus. Regardless of product or state, the new underwriting guidelines will be applied to all long…

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