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Why buying life insurance in your 20s may be a good decision

People who bought life insurance policies in their 20s explain why they are glad they did. Several mentioned the peace of mind it provides, while one pointed out that he avoided higher premiums based on risk factors that showed up later in life. Business Insider

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Commentary: Term insurance can be good fringe benefit for key employees

Term life insurance can make a valuable fringe benefit for top management and other valuable employees, writes David Szeremet of Ohio National Financial Services. Such coverage tends to be affordable for an organization to provide, and it can be portable for the employee, Szeremet notes. InsuranceNewsNet online

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Industry News More people buying short-term-care insurance, group says

The number of short-term-care insurance policies sold in the first half of 2015 was up 71% year-over-year to hit 26,237, while total premium was up 54%, according to the American Association for Long-Term Care Insurance. "Agents need to seek other options to meet their client needs, and a policy that…

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Young clients benefit from term insurance’s lower costs, advisers say

Young clients benefit from term insurance’s lower costs, advisers say Term life insurance rates have dropped considerably because of longer life spans and better underwriting, Alan Lavine writes. Advisers say term insurance is a good option for young clients because of the lower cost, which can leave money for other…

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Save Your Clients a Bundle on Term Life Insurance

Clients can receive substantial savings on their Trendsetter® term life insurance premium with the Advanced Premium Agreement from Transamerica Life Insurance Company, available on 10-, 15-, 20-, 25-, and 30-year durations.

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